Helping You Pursue Your Personal, Wealth, and Retirement Goals
With something as personal as your finances, it’s important to work with an advisor you trust and want to work with for the long-term. After all, building a financial and investment strategy is not a one-time event, but an ongoing process that requires adjustments as your life or goals change.
I’m Mel Mendonca, an independent LPL Financial advisor who seeks to serve as your trusted financial partner. Since 1987, I have dedicated my career to helping people grow their long-term wealth for retirement and create a strategy that aligns with your wealth and personal goals.
While I work with a wide range of clients, all with unique needs, many are concerned with a few key concerns: creating an asset base that will last throughout their retirement, sending their children to college, meeting their personal wealth goals, and leaving a legacy to their loved ones. Since I have access to many products and services, I can offer comprehensive wealth management, insurance, and financial services designed to meet those essential concerns. Throughout the financial planning process, I also collaborate with money managers, legal and tax professionals to provide you the highest level of service.
Based in Honolulu, I work with clients throughout Hawaii, as well as California. I welcome the opportunity to help you pursue your personal and wealth goals.
Helpful Content
Where Will Your Retirement Money Come From?
Retirement income may come from a variety of sources. Here's an overview of the six main sources.
Caring for Aging Parents
As our nation ages, many Americans are turning their attention to caring for aging parents.
Comparing Mortgage Terms
Compare different mortgage term lengths side by side to find the option that fits your budget.
Understanding the Basics of Medigap Policies
Important as it is, Medicare does not cover the full range of health-care expenses you may experience in your golden years.
A Look at Diversification
Diversification is an investment principle designed to manage risk, but it can't prevent against a loss.
The Big Pause
This handy interactive explains which essential government services are affected by a shutdown.
Rebalancing Your Portfolio
Over time, different investments' performances can shift a portfolio’s intent and risk profile. Rebalancing may be critical.
Directors and Officers Liability Insurance
Not only can D&O insurance provide financial protection, but it can help improve an organization’s decision-making.
Understanding Qualified Charitable Distributions
Use this handy, informative article to help your clients understand Qualified Charitable Distributions (QCDs).
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How Compound Interest Works
Explore how compound interest can grow your money over time with this interactive tool.
How Long Will My Savings Last If I Become Disabled?
See how long your current savings might last if a disability interrupted your income.
Simple 401k
See how increasing your 401(k) contributions today could affect your balance at retirement.
Comparing Mortgage Terms
Compare different mortgage term lengths side by side to find the option that fits your budget.
Federal Capital Gains Tax Estimator
Estimate your potential federal capital gains tax liability on the sale of an asset.
The Power of 401k Catch-Ups
See how catch-up contributions after age 50 could significantly boost your retirement balance.
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Making Your Tax Bracket Work
Have you explored all your options when it comes to managing your taxable income?
The Fed and How It Got That Way
Here is a quick history of the Federal Reserve and an overview of what it does.
A Bucket Plan to Go with Your Bucket List
A bucket plan can help you be better prepared for a comfortable retirement.
Extended Care: A Patchwork of Possibilities
What is your plan for health care during retirement?
The Long Run: Women and Retirement
For women, retirement strategy is a long race. It’s helpful to know the route.
Estate Management 101
A will may be only one of the documents you need—and one factor to consider—when it comes to managing your estate.