Helping You Pursue Your Personal, Wealth, and Retirement Goals
With something as personal as your finances, it’s important to work with an advisor you trust and want to work with for the long-term. After all, building a financial and investment strategy is not a one-time event, but an ongoing process that requires adjustments as your life or goals change.
I’m Mel Mendonca, an independent LPL Financial advisor who seeks to serve as your trusted financial partner. Since 1987, I have dedicated my career to helping people grow their long-term wealth for retirement and create a strategy that aligns with your wealth and personal goals.
While I work with a wide range of clients, all with unique needs, many are concerned with a few key concerns: creating an asset base that will last throughout their retirement, sending their children to college, meeting their personal wealth goals, and leaving a legacy to their loved ones. Since I have access to many products and services, I can offer comprehensive wealth management, insurance, and financial services designed to meet those essential concerns. Throughout the financial planning process, I also collaborate with money managers, legal and tax professionals to provide you the highest level of service.
Based in Honolulu, I work with clients throughout Hawaii, as well as California. I welcome the opportunity to help you pursue your personal and wealth goals.
Helpful Content
What Is My Net Worth?
Get a snapshot of your overall financial picture by calculating your total net worth.
Fallen Tree Damage—Who Pays?
Your liability for damages that occur when a tree on your property falls on your neighbor’s property is not clear cut.
New Retirement Contribution Limits for 2026
A look at the new retirement contribution limits from the IRS.
Understanding the Basics of Medigap Policies
Important as it is, Medicare does not cover the full range of health-care expenses you may experience in your golden years.
Questions to Ask About Medicare
Take the guesswork out of your IEP or SEP with this helpful article.
How the SECURE Act 2.0 Changed RMDs
Understand how SECURE Act 2.0 affects RMDs and how using a QCD can possibly benefit both taxes and charitable goals.
How Income Taxes Work
A quick look at how federal income taxes work.
Keeping Summer Safe: Pool and Spa Safety Tips
Each year hundreds of children die or are injured in pool accidents. By taking seven steps, you can keep your pool safe.
How Retirement Spending Changes With Time
It can be difficult for clients to imagine how much they’ll spend in retirement. This short, insightful article is useful.
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College Savings
See how much you may need to save now to cover future college costs for your child.
Simple 401k
See how increasing your 401(k) contributions today could affect your balance at retirement.
Estimate Your RMD
Calculate your required minimum distribution amount based on your account balance and age.
Comparing Mortgage Terms
Compare different mortgage term lengths side by side to find the option that fits your budget.
How Long Will My Savings Last If I Become Disabled?
See how long your current savings might last if a disability interrupted your income.
How Long Will Your Money Last?
See how long a lump sum of savings could last based on your withdrawal rate and return.
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Inflation and Your Portfolio
Even low inflation rates can pose a threat to investment returns.
Surprises
Making the most of surprises is a great reason to work with us.
The Long Run: Women and Retirement
For women, retirement strategy is a long race. It’s helpful to know the route.
Retiring the 4% Rule
A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.
The Power of Compound Interest
Learn how to harness the power of compound interest for your investments.
Acres of Diamonds
In life it often happens that the answers to our most pressing questions are right in our own backyards.